I can't help it but today I am back on the 3-in-1 coffee. Uuuurgh... The taste is heavenly.
Baby, I decided that from now on I will stay positive and upbeat throughout my days and weeks. That's because I felt pathetic after reading my Evernote entries in 2019.
This year is not that bad. Other tha[t] (than) wasting my January on HOTS project management, the rest of the months are pretty OK. I intend to slowly read my February to May entries again. So much can be learned from reflecting on them.
Right now I am in a loving mood. I thing the Hari Raya fever is still on. I feel like singing this song throughout the morning:
MORE THAN FRIENDS
OK baby, I'll come back to you in a short while. I'm gonna start reading.
Will you read together with me?
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#traxxfm Hi sweetheart, right now I am in a loving mood. I think the Hari Raya fever is still on. I feel like singing this song throughout the morning: youtube.com/watch?v=eXbGuO Take it easy baby. I'm quite busy today. I'll pop in whenever I can.
I'll give her some breathing space today.
#traxxfm Currently I am doing some serious research on why we believe. The minute we stop believing in something, that is no longer true for us. On the contrary, as long as we believe, we will continue to find reasons to support our beliefs. Later...
#traxxfm The research so far: I don't even think hell exists. These are part of the false beliefs people made up to scare the masses to conform. All you need to do is take time to read these scriptures and decide for yourself.
Brother,
This is my framework on what I want to talk about. Of course in line with COVID-19 the emphasis is on financial defense.
I can expand further on my past experience with you during SJ&A years, my battle with Bipolar and my current values post bipolar.
Blog title: 13/5/20 ***I need to stay away from the rats in the rat race.
The object of life is not to be on the side of the majority, but to escape finding oneself in the rank of the insane
- Marcus Aurelius
The majority is always wrong - Orson Wells, Warren Buffet
Living within your mean:
- Spend less than what you earn every month
- Spend on things you can really afford
- Accept that there are things you can do without
Dr David G. Myers, the Pursuit of Happiness:
Two way to be rich:
- To have great wealth
- To have few wants
2013 Wish: Live free, die happy.
Free from Debt, Worry and Illness (DWI)
My 3 values: Peace, Sanity and Robust Health
Success is a progressive realization toward a worthy ideal.
I gave everything I own to my wife. I want to be a Nothing. By being a Nothing I am everything.
That doesn't mean I say no to money. I am on austerity but I'm not ascetic.
3 things I like doing; read, run, write. Especially writing. I write because I am a writer
I set aside some money for myself. Enough to earn me interest to spend on my expenses. The rest goes to my wife.
You save RM100 a month, in 5 years time that will become RM6,000
When you don't have debts, you don't need much money. When you don't have debt, not only you spend less, you actually save more.
Quality first, brand second.
COVID-19 is the corrective mechanism.
I did a greenlighting exercise for me to have a flamboyant lifestyle to last me for 20 year. It costs me RM97 million. Then I did a redlighting and see what are the details I have to put up with. The killer is not the acquisition but the maintenance of the assets and staff. So I decided to scale down to the basic minimum to be happy and I realized all I need for myself is RM6,000 a year. That is equivalent to RM120,000 in reserve. That's the bare minimum to be happy.
Yes you need money. In my case I have ample reserve. But once you have enough reserve, you don't need to keep on stacking money. It's like the story of this island where the wealth is measured in stone. The wealthiest is the family with the biggest stone but the stone is underwater. Just like people who have millions or billions. They don't use all, they are just hoarders of money.
Hedonic adaptation
Hedonic treadmill
There will come a time when you are beyond service. That is when your 24 hours is yours. At that time you don't need to trade your time for your earning. You are free. That's where I am now. Being microscopic, my service is only for myself, my family and people who are close to me.
The key is to make enough and exit early. Then focus on what you really want in life. In my case, my long term goal is health and happiness. My daily pursuit is read, run and write.
What counts really is cash at hand and food on the table. No money is instant death while no food is slow death. The rest of the things can't help you much unless you have jewelries.
This I learned during the hard times. In 1999 I was caught with my pants down. I own so many things but they are liabilities. I have to earn a certain amount so that I can service my loans. Those things I own didn't help at all.
My final advice is get out of debt as fast as you can and save as much as possible for first 10 years from where you start...
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#traxxfm Oh honey, you are such a darling. You play the song that's been humming in my head since this morning! Certainly a boner alert LMAO.
#traxxfm Don't get me wrong. This boner thingy is not sexual. It's the effect of the neurotransmitter on the brain. Still, it is a wonderful feeling. Better than sex itself baby.
#traxxfm Now to pass the final hurdle with him: Pal, my brother... You must understand, when I had Bipolar, it didn't change my life, it changed me! Here is one example. Are you ready for it? sharudinjamal.blogspot.com/2020/03/1320-m
#traxxfm Honey, I have to admit, listening to you makes me high. You are my drug darling. A very powerful dopamine induced drug.
#traxxfm Hey Elsie, are you familiar with Radio Cryptic and Embedded Commands? It will be great if you can practice that. It's a fun game for me to follow. Ohhh... I love you so much my darling.
#traxxfm This is my last Tweet for this gig: Honey, loving you is the best thing that happened to me for a long time, so DON'T GO BREAKING MY HEART :) youtube.com/watch?v=z0qW9P Take good care of yourself. Bye now...
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