12/5/20 ^^^I am a Rolling Stone

As it is life had been fair on me.  So rather than mope on my mishaps, I should count on my blessings.

What am I really looking is the opportunity to enjoy finer things in life.  Eat better, lose some weight, exercise more.

If I can recover my loses it will be good.  Otherwise I have to save every single bit that I get from now on to service my teeth.

I made a bad mistake buying expensive stuff for Els.  A very expensive mistake.

Here is my resolution.  I will save as much as possible for my dental service.  At most I'll buy Yati coffee.  Which means I save RM600 by the end of the year.  The balance I get from my ASNB reserve.  I should not touch my EPF money ever again.

I should save until I have RM1000 Spare Cash.  Then I save RM1000 a year in EPF.

I should constantly save RM1000 a year in ASNB.

If I do that then by 2024 I should have:

• RM1000 Spare Cash in 2021
• RM1000 EPF Contribution in 2022
• RM1000 Dental Service in 2023
• RM1000 EPF Contribution in 2024
• RM5000 ASNB Contribution by 2024

I still need money for my PC and handphone replacement.

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